Tax Planning
Is your retirement income strategy tax ready?
Saving for retirement is hard enough but practicing proper tax-efficient strategies—before and after retirement—is just as important. Long-term tax planning should be a part of everyone’s retirement income strategy. It can boost income and put extra dollars in your pocket when you need them the most. Unfortunately, tax deductions are usually the last thing people…
Read MoreTikis & Taxes: Tax Planning in Retirement
Every year on the coldest day of winter, I get a call from a group of clients in Florida. This flock of “snowbirds” (retirees who migrate south for the winter) gleefully calls to report they’re enjoying afternoon cocktails at a tiki bar, while I’m trying to keep warm in frosty New England. I know this…
Read MoreWhat is the Widow’s Penalty?
Death is a harsh reality of life. It’s the worst part of my line of work. Unfortunately, since I’ve been doing this for a long time, I’ve had a number of clients who became good friends pass away. It’s awful. It’s hard. And it’s unavoidable. The least we can do is help make that transition…
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