Services

RETIREMENT Strategies &
insurance services

RETIREMENT Strategies & insurance services

Customized, strategies

Our approach encompasses a full range of strategies from protecting existing assets, to managing investments. Asset protection and accumulation should be an essential part of a successful retirement strategy. Over your lifetime you’ve built savings and established your home equity and they should be protected.

We know it’s important to take into consideration all the factors that go into the decision-making process.  Like tax implications, asset diversification, and market volatility.

At South Shore Retirement Services, we can help you navigate through all the investment options available to you, because we understand that without the proper guidance, building the appropriate portfolio can be daunting and confusing.

I grew up with the same values and beliefs I now share with my clients - protect what you’ve made, seek steady growth when the markets are improving, and pass your estate on to your loved ones as tax-efficiently as possible

Mark Rowlette,
Founder & President

Holistic Retirement Income Strategies

Our customized approach to retirement income encompasses a range of insurance strategies, from managing and protecting existing assets to estimating future cash flows. We analyze your unique situation to help determine the right path forward to help you achieve your retirement and income goals before and throughout retirement.

Estate Planning Strategies

Everything you own or have ever worked for comprises your estate: your home, your automobile, bank accounts, insurance policies, and every last one of your personal possessions. Evaluating your estate planning needs is vital to making sure your wishes are carried out.

Social Security Timing Strategies

Social Security planning is one of the most important cornerstones of your retirement income plan. South Shore Retirement Services applies years of experience and the latest cutting-edge technology. Utilizing Social Security software allows us to quickly analyze, compare and verify your possibilities of election strategies. We help you explore your filing options and identify the right election for your situation.

Pension Maximization​

When nearing retirement age, employees with a pension are often tasked with the decision around pension payout options. For instance, a single-life payout, which ceases upon your death – or a joint payout which spreads the payout over the lifetime of you and your spouse, and is lower than the single payout.

Insurance Products & Strategies

We work with you to analyze your insurance and retirement income needs to help you maximize your pension and income needs in retirement.

Asset Protection Strategies

Asset protection should be an essential component for any retirement strategy. You’ve worked hard all of your life to build a comfortable savings and establish your home equity – and these achievements merit protection. We offer insurance solutions that can help protect what’s important to you.

Income for Life Strategies

We work with you to analyze your financial situation and lifetime goals to determine optimal ways to help you maximize your pension benefits when confronted with complex choices. We offer annuities with lifetime income options to help complement your pension benefits to help address any income gaps in retirement

Long-Term Care & Medicaid Analysis

By 2050, one-fifth of the U.S. population will be age 65 or older. As a result, expenditures on long-term services and supports for the elderly are expected to rise substantially in the coming decades. Medicaid covers nursing home services for all eligible people age 21 and older. The benefit also covers home and community-based services for people who would need to be in a nursing home if they did not receive the home care services. When the state determines your financial eligibility for Medicaid some of your assets are counted, while others are excluded. While Medicaid’s assessment of your income is relatively straightforward, the assessment of your assets can be fairly complex, depending on how much and what kind of assets you have. SSRS has guided countless beneficiaries through asset analysis. Determining Medicaid eligibility in ways that make financial sense for you and your long-term care plans.

Wealth Management

Our comprehensive approach to retirement planning encompasses a full range of strategies from managing and protecting existing assets to estimating future cash flows and investments.

Asset protection should be an essential component of any retirement plan. You’ve worked hard all of your life to build a comfortable savings and establish your home equity – and these achievements merit protection.

We will help navigate you through the wide array of investment options. We understand that without proper guidance, constructing the appropriate portfolio can be daunting and confusing. We will always take into consideration the various factors that go into the decision-making process such as tax implications, asset diversification, and market volatility.